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    The Link Between COLA and Consumer Price Index

    Last updated 6 days ago

    If you cannot live on the Social Security Disability (SSD) benefits you are currently receiving, you may be able to get additional benefits from the Social Security Administration. The most widely known type of benefits increase is a cost-of-living adjustment, also known as COLA. COLA increases apply to all SSD and SSI beneficiaries and takes effect the December of the year in which there has been an increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers. 

    You may also be able to increase your PIA through a recalculation of your benefits. The SSD and SSI disability attorneys here at Dixon & Johnston, P.C., can help you earn every penny you are owed by the SSA. Contact us online or call us at (618) 207-3770 to learn how our attorneys can help you. You can also visit our website to see the Social Security law we practice and defend. 

    Reclaiming Your Credit after Bankruptcy

    Last updated 9 days ago

    If you find yourself over your head with debt and past-due bills, Chapter 7 or Chapter bankruptcy might be the answer for you. While bankruptcy can essentially wipe your slate clean, it can also have a negative impact on your credit. Fortunately, your credit score is not affected forever. In this video, you will learn how easy it is to rebuild your credit after bankruptcy. 

    The bankruptcy attorneys here at Dixon & Johnston, P.C., can help you achieve a fresh financial start. Whether you help with a foreclosure defense, have questions about filing for bankruptcy, or simply want to discuss the best plan for your financial future, our bankruptcy attorneys can help. Call us at (618) 207-3770 to schedule your initial consultation. 

    Breaking Down the Basics of SSI

    Last updated 16 days ago

    Supplemental Security Income (SSI) is a needs-based federal insurance program that provides monthly income to persons who are elderly or have a disability that prevents them from finding gainful employment. SSI is typically reserved for individuals who don’t meet the work history requirements necessary to qualify for Social Security Disability (SSD). The SSI program is tough to qualify for, which is why many people turn to SSI attorneys to secure the financial resources they need. Here is what you need to know about the basics of SSI and how a lawyer can help.

    SSI Payment Amounts

    The monthly payment amount for the SSI program is based on the “federal benefit rate” (FBR). The FBR is the maximum federal monthly SSI payment. In most states (excluding AZ, GA, MS, OR, TN, TX, and WV), the state adds money to your federal SSI payment. If you earn income, or if you receive in-kind support and maintenance, the Social Security Administration will subtract this from your monthly SSI payment.

    SSI and SSD Benefits

    Individuals who receive low monthly SSD benefits may be eligible for SSI payments as well. For example, if you receive SSDI monthly benefits in the amount of $400, an SSI award could be used to guarantee your total monthly benefits equal the FBR. However, there are strict requirements for receiving both SSD and SSI benefits, so you may want to consult with a disability attorney before you file for both benefits.

    When applying for SSI, and especially when appealing a claims decision, trust a legal professional who specializes in the complexities of Social Security law. Whether you are filing your SSI claim for the first time or have been rejected by the Social Security Administration, the disability attorneys at Dixon & Johnston, P.C., can help. Call our office today at (618) 207-3770 to schedule your initial consultation with one of our experienced SSI and SSD attorneys. 

    Disability Qualification Criteria for Social Security

    Last updated 19 days ago

    Social Security Disability (SSD) is a federal insurance program that many workers pay into from each of their paychecks. If you become disabled and cannot work, you are entitled to receive financial benefits as long as you meet certain qualifications. In addition to your work history and tax contributions, there are certain qualifications pertaining to your injury or disability that will determine whether or not you qualify for Social Security Disability benefits. The criteria for Social Security Disability benefits include:

    List of Disabling Conditions

    For each of the major body systems, the Social Security Administration maintains a list of medical conditions that are so severe they automatically entitle you to Social Security Disability benefits. If your condition is not on the list of disabling conditions, the SSA will have to decide if it is of equal severity to a medical condition that is on the list. Even though the SSA uses a sophisticated computer screening process to identify cases with a high probability of success, you may want to consult with a SSD attorney if your condition is not on the SSA’s list of recognized disabling conditions.

    Future Job Opportunities

    If your condition is severe but not considered equivalent to a medical condition on the SSA’s list of recognized disabling conditions, the SSA must determine whether it interferes with your ability to perform the work you did before you sustained your injury or disease. If it does, the SSA will consider your medical condition, age, education, past work experience, and any transferable skills you may have to determine if you are able to adjust to other work. If you can, your claim will be denied.

    It can be hard to be approved for Social Security Disability benefits, even if you are legitimately disabled and cannot adjust to other work in the future. Fortunately, the attorneys here at Dixon & Johnston, P.C., can help you receive the benefits you are rightfully entitled to. Visit our website or call us at (618) 207-3770 to learn how our SSI and SSD attorneys can help you

    When are SSI Benefits the Right Choice?

    Last updated 22 days ago

    Social Security Disability is a federal program that pays monthly benefits to individuals who are disabled and unable to work. Supplemental Security Income (SSI) is another federal program available to those who are totally disabled but who are also at or below the poverty line. If you cannot live on Social Security Disability benefits alone, you may be eligible for SSI to supplement your Social Security Disability. As long as you have worked and paid into the program through payroll taxes for at least five of the last ten years, you are eligible to receive SSI benefits. 

    The SSI attorneys at Dixon & Johnston, P.C. can help you receive the benefits you are entitled to. If you are unable to work because of an injury or illness, contact our Social Security Disability attorneys to see how much you may be entitled to. Call us today at (618) 207-3770 to schedule your free initial consultation. 

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