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Illinois Hardest Hit Program

Last updated 2 years ago

The Illinois Hardest Hit Program can provide significant financial assistance to those in danger of losing their home in foreclosure, according to an article in the July 19th edition of the paper.(  The program was started in 2010 as a response to the foreclosure crisis.The article quotes Mary Kenney, the executive director of the Illinois Housing Development Authority as saying that Illinois has consistently been among the top five states with the highest number of foreclosed properties in recent years.  Foreclosure filings have gone up significantly this year according to Kenney.  The Hardest Hit Program can provide financial assistance to homeowners who have suffered an income reduction due to unemployment or substantial underemployment.  To get further information on this program and possibly save your home from foreclosure you can attend a workshop Saturday.  Check the article for details.

If you don’t qualify for assistance from the state, or the mortgage company won’t work with you, please give our office a call.  We may be able to help.  There is never a charge for the initial consultation.  One of the most useful tools available for fighting foreclosure is Chapter 13.  In a Chapter 13 you are given 5 years to get current on your mortgage.  As soon as the case is filed the foreclosure must stop.  Your other debts are also dealt with through the Chapter 13 plan.  Unsecured debts, such as credit cards, medical bills and payday loans are often discharged with only minimal payments.  Just call Dixon and Johnston for further information at (618) 233-1103 or visit our website


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